{"id":780,"date":"2022-10-17T15:02:55","date_gmt":"2022-10-17T08:02:55","guid":{"rendered":"https:\/\/bizharedev.id\/media\/?p=780"},"modified":"2023-01-26T16:29:58","modified_gmt":"2023-01-26T09:29:58","slug":"perbedaan-equity-crowdfunding-dengan-peer-to-peer-lending","status":"publish","type":"post","link":"https:\/\/www.bizharedev.id\/media\/investasi\/perbedaan-equity-crowdfunding-dengan-peer-to-peer-lending","title":{"rendered":"Perbedaan Equity Crowdfunding dengan Peer To Peer Lending"},"content":{"rendered":"<span class=\"rt-reading-time\" style=\"display: block;\"><span class=\"rt-label rt-prefix\"><\/span> <span class=\"rt-time\">&lt; 1<\/span> <span class=\"rt-label rt-postfix\">menit baca<\/span><\/span><p>Pada industri Financial Technology (FINTECH) ada beberapa sistem pendanaan yaitu Equity Crowdfunding dengan Peer to Peer Lending.<\/p>\n<p>&nbsp;<\/p>\n<p><img loading=\"lazy\" class=\"size-medium wp-image-781 aligncenter\" src=\"https:\/\/bizharedev.id\/media\/wp-content\/uploads\/2022\/09\/Perbedaan-Equity-Crowdfunding-dengan-Peer-To-Peer-Lending-500x348.webp\" alt=\"\" width=\"500\" height=\"348\" \/><\/p>\n<p>&nbsp;<\/p>\n<h2>Pengertian Equity Crowdfunding dan Peer to Peer Lending<\/h2>\n<p><b><i><\/i><\/b><em>Equity Crowdfunding<\/em> adalah proses mengumpulkan sejumlah uang untuk membiayai suatu produk\/ usaha oleh beberapa orang secara bersama-sama. Sedangkan <i>Peer to Peer Lending<\/i> adalah proses pendanaan berupa pinjam meminjam.<\/p>\n<h2>Perbedaan Equity Crowdfunding dan Peer to Peer Lending<\/h2>\n<p><span style=\"font-weight: 400;\">Pada proses pendanaan <\/span><i><span style=\"font-weight: 400;\">Equity Crowdfunding<\/span><\/i><span style=\"font-weight: 400;\"> ada 3 pihak yaitu pemilik project, pemberi dana (Investor) dan penyedia platform.\u00a0 Sedangkan <\/span><i><span style=\"font-weight: 400;\">Peer to peer Lending<\/span><\/i><span style=\"font-weight: 400;\"> ada pemilik bisnis (Pengguna Pinjaman), pemberi dana ( Peminjam ) dan penyedia platform.<\/span><\/p>\n<p>&nbsp;<\/p>\n<p><span style=\"font-weight: 400;\">Posisi pemberi dana pada<\/span><i><span style=\"font-weight: 400;\"> Equity Crowdfunding<\/span><\/i><span style=\"font-weight: 400;\"> sebagai investor yang memiliki saham sedangkan pada <\/span><i><span style=\"font-weight: 400;\">Peer to Peer Lending<\/span><\/i><span style=\"font-weight: 400;\"> posisi pemberi dana disebut sebagai pemberi pinjaman. Pemberi dana pada sistem <\/span><i><span style=\"font-weight: 400;\">Equity Crowdfunding<\/span><\/i><span style=\"font-weight: 400;\"> berhak mendapatkan keuntungan selama bisnis tersebut berjalan.<\/span><\/p>\n<p>&nbsp;<\/p>\n<p><span style=\"font-weight: 400;\">Kepemilikan saham dapat diperjualbelikan namun pada <\/span><i><span style=\"font-weight: 400;\">Peer to Peer Lending<\/span><\/i><span style=\"font-weight: 400;\"> pemberi dana hanya bersifat pemberi pinjaman dan mendapatkan keuntungan berdasarkan Bunga yang dibayarkan pengguna pinjaman dalam jangka waktu tertentu.<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p><span class=\"rt-reading-time\" style=\"display: block;\"><span class=\"rt-label rt-prefix\"><\/span> <span class=\"rt-time\">&lt; 1<\/span> <span class=\"rt-label rt-postfix\">menit baca<\/span><\/span> Pada industri Financial Technology (FINTECH) ada beberapa sistem pendanaan yaitu Equity Crowdfunding dengan Peer to Peer Lending. &nbsp; &nbsp; Pengertian Equity Crowdfunding dan Peer to Peer Lending Equity Crowdfunding adalah proses mengumpulkan sejumlah uang untuk membiayai suatu produk\/ usaha oleh beberapa orang secara bersama-sama. Sedangkan Peer to Peer Lending adalah proses pendanaan berupa pinjam meminjam. [&hellip;]<\/p>\n","protected":false},"author":10,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[14],"tags":[56],"_links":{"self":[{"href":"https:\/\/www.bizharedev.id\/media\/wp-json\/wp\/v2\/posts\/780"}],"collection":[{"href":"https:\/\/www.bizharedev.id\/media\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.bizharedev.id\/media\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.bizharedev.id\/media\/wp-json\/wp\/v2\/users\/10"}],"replies":[{"embeddable":true,"href":"https:\/\/www.bizharedev.id\/media\/wp-json\/wp\/v2\/comments?post=780"}],"version-history":[{"count":4,"href":"https:\/\/www.bizharedev.id\/media\/wp-json\/wp\/v2\/posts\/780\/revisions"}],"predecessor-version":[{"id":1246,"href":"https:\/\/www.bizharedev.id\/media\/wp-json\/wp\/v2\/posts\/780\/revisions\/1246"}],"wp:attachment":[{"href":"https:\/\/www.bizharedev.id\/media\/wp-json\/wp\/v2\/media?parent=780"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.bizharedev.id\/media\/wp-json\/wp\/v2\/categories?post=780"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.bizharedev.id\/media\/wp-json\/wp\/v2\/tags?post=780"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}